Realize Your Dream of Home Ownership

Welcome to Executive Mortgage Group of Florida, LLC, I'm Michael Macias, your South Florida home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

Contact Me Today! Apply Now!
Michael Macias

Michael Macias

Mortgage Broker / Owner
NMLS# 1323697

Explore Your Loan Options

Learn More

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews

Current Florida Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.56%
1W Change 0.00%
APR3.317%
1W Change 0.00%
Last Updated: 08/10/2020

Conventional Loan Purchase - 30 Year Fixed

Rate3.14%
1W Change 0.04%
APR3.212%
1W Change 0.04%
Last Updated: 08/10/2020

VA Loan Purchase - 30 Year Fixed

Rate2.73%
1W Change 0.11%
APR2.997%
1W Change 0.06%
Last Updated: 08/10/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Michael Macias to receive a personalized rate for your specific situation.

Current Florida Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.78%
1W Change 0.00%
APR3.509%
1W Change 0.00%
Last Updated: 08/10/2020

Conventional Loan Refinance - 30 Year Fixed

Rate3.11%
1W Change 0.02%
APR3.173%
1W Change 0.03%
Last Updated: 08/10/2020

VA Loan Refinance - 30 Year Fixed

Rate2.68%
1W Change 0.07%
APR2.961%
1W Change 0.05%
Last Updated: 08/10/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Michael Macias to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Shopping Tips For New Construction Homes South Florida

Shopping Tips For New Construction Homes

August 4, 2020 Owning a newly-built home can be a source of immense pride and enjoyment. Having the chance to build a house to your specifications provides a great opportunity to move into a home that you can enjoy for many years. As a potential buyer of a new home in South Florida, there are some important things to… Read More
Ways To Keep Your South Florida House Spotless With Pets South Florida

Ways To Keep Your South Florida House Spotless With Pets

July 28, 2020 We love our pets, but we don’t love the damage they do to our homes. Whether they relieve themselves on your sofa or emit funky odors, furry ones can foil your best efforts to keep your place looking and smelling its best. Having an animal or two in your South Florida home doesn’t mean you have… Read More
What Real Estate Experts Think About the Rest of 2020 South Florida

What Real Estate Experts Think About the Rest of 2020

July 21, 2020 One of the biggest questions on everyone’s minds these days is: What’s going to happen to the housing market in the second half of the year? Based on recent data on the economy, unemployment, real estate, and more, many economists are revising their forecasts for the remainder of 2020 – and the outlook is extremely encouraging.… Read More

Mortgage Questions? We Can Help!

Contact Us Today!
X

Get in Touch

Contact Michael Macias

Michael Macias

9850 Stirling Road Suite 105
Cooper City, Florida 33024
(305) 467-7910
NMLS# 1323697

Send an Email

X Michael Macias

If you have any immediate questions or concerns don't hesitate to give us a call @ (305) 467-7910

0%

I agree to the following terms & conditions

I hereby certify that the information given in my submission is complete and correct and is given for the purpose of potentially obtaining a mortgage loan and/or financial services applied for.