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Welcome to Executive Mortgage Group of Florida, LLC, I'm Michael Macias, your South Florida home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

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Michael Macias

Michael Macias

Mortgage Broker / Owner
NMLS# 1323697

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Current Florida Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.25%
1W Change 0.00%
APR2.933%
1W Change 0.00%
Last Updated: 10/26/2020

Conventional Loan Purchase - 30 Year Fixed

Rate2.90%
1W Change 0.12%
APR2.959%
1W Change 0.13%
Last Updated: 10/26/2020

VA Loan Purchase - 30 Year Fixed

Rate2.51%
1W Change 0.08%
APR2.746%
1W Change 0.10%
Last Updated: 10/26/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Michael Macias to receive a personalized rate for your specific situation.

Current Florida Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate3.01%
1W Change 0.03%
APR3.743%
1W Change 0.04%
Last Updated: 10/26/2020

Conventional Loan Refinance - 30 Year Fixed

Rate2.82%
1W Change 0.03%
APR2.882%
1W Change 0.03%
Last Updated: 10/26/2020

VA Loan Refinance - 30 Year Fixed

Rate2.46%
1W Change 0.00%
APR2.779%
1W Change 0.02%
Last Updated: 10/26/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Michael Macias to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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Contact Michael Macias

Michael Macias

9850 Stirling Road Suite 105
Cooper City, Florida 33024
(305) 467-7910
NMLS# 1323697

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