Realize Your Dream of Home Ownership

Welcome to Executive Mortgage Group of Florida, LLC, I'm Michael Macias, your South Florida home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

Contact Me Today! Apply Now!
Michael Macias

Michael Macias

Mortgage Broker / Owner
NMLS# 1323697

Explore Your Loan Options

Learn More

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Build A New Home Or Buy An Old One? South Florida

Build A New Home Or Buy An Old One?

December 9, 2019 Generally speaking, it makes sense to search for older things rather than their newer counterparts when you want to save money. This doesn't, however, always hold true when it comes to buying a home. Here are several factors that may lead to older homes costing more than new construction: Energy Efficiency One of the great… Read More
Hardwood vs. Laminate Flooring South Florida

Hardwood vs. Laminate Flooring

December 2, 2019 The flooring of a home is one of its defining features. Wood flooring remains one of the most popular options, as it is a naturally inviting, beautiful and timeless material. While older, more traditional homes often have the original hardwood floors still in place, many newer homes are using laminate. It offers a natural look… Read More
Contractors Every Homeowner Should Have in Their Contacts South Florida

Contractors Every Homeowner Should Have in Their Contacts

November 25, 2019 Being a homeowner is a considerable responsibility, and likely one of the largest investments you'll make in your life. In order to protect your investment, you need to proactively care for your property, which means taking the correct steps to prevent problems from happening or quickly resolve issues when they do arise. Depending on your… Read More

Mortgage Questions? We Can Help!

Contact Us Today!
X

Get in Touch

Contact Michael Macias

Michael Macias

9850 Stirling Road Suite 105
Cooper City, Florida 33024
(305) 467-7910
NMLS# 1323697

Send an Email